Basel II Compliance on Ghanaian Banks Dissertation

Basel II Compliance on Ghanaian Banks - Dissertation Example Thus the Basel II compliance regulations have already successfully shifted the Ghanaian Banks' strategy and policy direction away from their common sphere to a higher level of operational risk management. This study has specifically found out a higher level of positive correlation between customer credit related variables and Basel II compliance regulations. For instance a poor level of customer credit control at major Ghanaian Banks is basically related to the Lukewarm support for the Basel II compliance regulations. Thus this study proves that a higher level of Basle compliance adoption would definitely lead to better operational risk management and thus better customer credit control measures. 1. Introduction Background to the study Structural constraints that affect efficient operational risk management systems being implemented at the individual bank level and the industry level in Ghana. Structural constraints in the Ghanaian Commercial Banking Sector in particular and the whole domestic banking sector in general have been considered to be substantial in scope and effects in preventing the effective implementation of some of the Basel II compliance criteria in Ghana. However at the same time this research effort has identified the existence of some significant structural constraints such as Ghanaian banks' staffs, operational overheads, poor customer satisfaction metrics and significant integration related negative synergies, e.g. technology deficiencies. Thus the Ghanaian Bank requires restructuring of its operational management structures and a reevaluation of its current strengths. The subsequent efforts by the top management to carry out business process remodeling on the lines of strategic operational... Structural constraints that affect efficient operational risk management systems being implemented at the individual bank level and the industry level in Ghana. Structural constraints in the Ghanaian Commercial Banking Sector in particular and the whole domestic banking sector in general have been considered to be substantial in scope and effects in preventing the effective implementation of some of the Basel II compliance criteria in Ghana. However at the same time this research effort has identified the existence of some significant structural constraints such as Ghanaian banks’ staffs, operational overheads, poor customer satisfaction metrics and significant integration related negative synergies, e.g. technology deficiencies. Thus the Ghanaian Bank requires restructuring of its operational management structures and a reevaluation of its current strengths. The subsequent efforts by the top management to carry out business process remodeling on the lines of strategic operational reorientation have produced mixed results though there aren’t known metrics to measure the success rate. Structural constraints apart a number of ot her drawbacks have bedeviled the outcomes to a certain extent though. Domestic banking industry in the international arena in general and Ghanaian Banking sector in particular has been experiencing an upsurge in demand and supply over the past years due to a variety of reasons, including the strategic ones affecting fundamental industry-centric structures and policy related outcomes.

Film review of Lions for Lambs Movie Example | Topics and Well Written Essays - 500 words

Film of Lions for Lambs - Movie Review Example The movie, 'Lions for Lambs', starring Tom Cruise and Meryl Streep is a movie based on the deployment of the Army of United States in Afghanistan. The movie, apart from other things, talks about the strategy of war. The movie, most importantly, is a reflection on Ethics and Morality. This can be seen in many parts of the movie, in the form of situations, dialogues and characterization. Republican Senator Cruise calls in for journalist Streep, to cover his new war strategy on deploying the Army in Afghanistan, to keep the United States above Muslim upsurges. However, Meryl Streep, who has covered the Vietnamese war, is quite apprehensive about the information put forth by the Senator and refuses to cover the war announcement. This is one of the junctures, where a decision is made on the basis of ethics. The journalist certainly listens to the voice of her conscience and is guided by moral code, rather than the mere sensationalism of war. Two students from a California University decide to enroll themselves in the Army to fight the war for their country. This is because of their sheer responsibilities as citizens.